What’s Covered Under Your RV Insurance?

Your RV may serve a number of functions in your life ranging from “pleasure cruiser” to “home, sweet home.” With RV insurance, you can protect this valuable investment so you can continue to enjoy its many benefits. A chat with an Insurance Shopper VA agent can give you a better understanding of RV insurance options at your disposal. A basic policy may cover the following:

Liability Coverage

Liability coverage protects you against injuries or property damage sustained by others in an accident you cause. If you hit another vehicle while traveling and cause injuries to the driver or passengers, your liability insurance will pay their medical bills and the repair of their vehicle so you won’t be held liable.

Collision/Comprehensive Coverage

Collision coverage will help pay for damages to your RV if you collide with another vehicle or object when traveling. If your RV is stolen or suffers damage from inclement weather, fire or vandalism, comprehensive coverage can help repair or replace your unit, depending on the extent of the damage.

If you travel frequently around Virginia Beach, VA or surrounding areas in your RV, you’re more susceptible to accidents. Adequate insurance protection will give you greater peace of mind in your travels.

Additional Coverage Options

If you’re traveling with valuable camping gear or electronic gadgets or simply want to safeguard your personal effects, you can get insurance coverage to protect these assets against theft or loss.

Other coverage options include emergency towing and the rental vehicle in the event you have a breakdown on the road. It also doesn’t hurt to obtain uninsured/underinsured motorist coverage to protect you and your RV against drivers that don’t have adequate insurance coverage.

Learn more about RV insurance and what it has to offer by contacting Insurance Shopper VA in Virginia Beach, VA.