Some House Alarms Qualify for Coverage Discounts, Some Don’t

There is no question that a Virginia Beach, VA house alarm meets the definition of a risk prevention measure, and in the world of insurance what reduces risk means a potential reduction in the cost of coverage for an insurance provider. While many insurance providers don’t automatically assume that an alarm stops break-ins, they do recognize that the systems make a homeless of an attractive target. And in that respect providers are willing to discount coverage costs many times for the presence and installation of a proven alarm system. Again, a lot of this acknowledgment is due to the fact that an alarmed home raises the chances of being caught, which is not what a thief wants to be exposed to when it can be avoided, according to cases seen by staff at the Insurance Shopper VA.

However, keep in mind that not every Virginia Beach, VA alarm system qualifies. Known brands by major alarm companies that also provide remote monitoring tend to be the most successful. These services combine on-the-premises alarm systems along with living staff who will react to an alarm signal after a number of minutes and call the local police to respond. A store-bought sound equipment that has no such monitoring and follow-up is unlikely to get the same response from an insurance provider, even though it may very well since an intruder and go off. To know for sure which services will likely generate a discount, a homeowner is best off asking the provider directly or choosing a policy that specifically includes a discount for an alarm system with detail as to what type and what is required. To find out more about how such discounts can be obtained and applied, the experts at the Insurance Shopper VA can help. Give them a call today to find out more.