It’s no secret that motorcycle riders face unique risks on the road. What may be less well known is that those risks are amplified when a rider doesn’t have the proper insurance coverage. In this post, we’ll discuss four common mistakes people make with their motorcycle insurance and how to avoid them.
1. Not Getting Enough Coverage
One of the most common mistakes people make with their motorcycle insurance is not getting enough coverage. Many people only get the minimum amount of coverage required by their state, but this may not be enough to cover all of your expenses if you are in an accident. Make sure to speak with your insurance agent to determine how much coverage you need.
2. Not Understanding Your Policy
Another common mistake people make is not taking the time to understand their policy. It’s important to know what your policy covers and what it doesn’t. Otherwise, you may find yourself in a situation where you’re not covered for something you thought you were. If you have any questions about your policy, ask your insurance agent.
3. Using Incorrect Information
When applying for motorcycle insurance, it’s important to use accurate information. If you provide your insurance company with incorrect information, it could invalidate your policy. Double-check your information before you submit it to your insurance company.
4. Letting Your Policy Lapse
If you let your motorcycle insurance policy lapse, you could be in for a rude awakening if you get into an accident. Your rates will likely go up, and you may even have to pay for damages out of pocket. To avoid this, keep up with your payments and renew your policy before it expires.
Get Motorcycle Insurance in Virginia Beach, VA
If you’re a motorcycle rider, it’s vital to ensure that you have the right insurance coverage. Avoid these four common mistakes, and you’ll be on your way to peace of mind on the road. Insurance Shopper VA can help you find the right motorcycle insurance policy for your needs. Contact us today for a free quote.